Embed automated FSA/HSA reimbursement into your app or program

Differentiate your loyalty or rewards program with our embedded AI-driven reimbursement platform that seamlessly integrates with your product or program to unlock your customer's consumer- directed health benefit dollars

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OPPORTUNITY

Tap into a $150B market

Each year, $150B is contributed to Flexible Savings and Health Savings accounts - that number is growing rapidly as costs rise.

95M

US consumers have a pre-tax health
benefit account

2.4

Average number of people in a
household covered by FSA or HSA

85%

of FSA holders forfeit some or all of their dollars and lose on average $414 a year

56%

of US consumers are confused about how to spend their health benefits, often forfeiting dollars

SOLUTIONS

Binkey offers a suite of full-stack products to unlock health benefits

Look back in time to find unused health benefit dollars with FSA+HSA Rewind

Rewind enables retailers and issuers to offer a simple way for customers to get their money back for past FSA/HSA eligible purchases - capture new customers, increase lifetime value and deepen loyalty

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Unlocking FSA + HSA payments everywhere

Binkey Pay enables you to accept FSA + HSA funds at checkout to make spending health savings dollars easier for your customers - boost conversion, increase AOV and grow sales.

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End-to-end Vision Insurance Reimbursement

Automate Out-of-Network vision insurance reimbursement with Binkey - process vision insurance claims effortlessly and help your customers maximize their benefits.

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TECHNOLOGY

Integrate seamlessly and route funds anywhere

Plug and play. Our low-code solution is easily embedded into your app or program, and intelligently surfaces eligible transactions, automates claim submission and routes funds to any account or wallet.