BENEFITS UNLOCKEDTM

Health Payments Reimagined with SKU-Level Precision

Accept health benefit payments like HSA, FSA, SNAP, EBT, Vision and Medicare Advantage plans with AI-powered eligibility verification that simplifies complex processing. One integration, multi-benefit plan coverage.

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OPPORTUNITY

Tap into a $500B market

Recent and pending legislative changes are reshaping the health benefits landscape — increasing both participation and the potential spend pool that Binkey unlocks.

$500B

in out-of-pocket health spending annually

95M

US consumers have a pre-tax health
benefit account

Over 50%

of FSA holders forfeit some or all of their dollars and lose on average $414 a year

56%

of US consumers are confused about how to spend their health benefits, often forfeiting dollars
SOLUTIONS

Binkey is the infrastructure for smarter health payments

Unlocking FSA + HSA payments everywhere

Binkey Pay enables you to accept FSA + HSA funds at checkout to make spending health savings dollars easier for your customers — boost conversion, increase AOV and grow sales.

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Look back in time to find unused health benefit dollars with FSA+HSA Rewind

Rewind enables retailers and issuers to offer a simple way for customers to get their money back for past FSA/HSA eligible purchases — capture new customers, increase lifetime value and deepen loyalty

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End-to-end Vision Insurance Reimbursement

Automate Out-of-Network vision insurance reimbursement with Binkey — process vision insurance claims effortlessly and help your customers maximize their benefits.

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TECHNOLOGY

Integrate seamlessly

Binkey's powerful engines are working together to help you grow your business and maximize health benefit dollars in every transaction

Easy to integrate

Embed Binkey Pay into your e-commerce platform

Developer friendly APIs

Connect to our APIs to seamlessly unlock HSA/FSA and other benefit payments

Split tender

Offer the option to split an order containing eligible & non-eligible products between two cards

Millions of eligible products and services

AI-driven categorization and adjudication engine to rapidly determine eligible expenses

Intelligent routing

AI routing engine analyzes transaction patterns to select the optimal path

Built-in compliance handling

Fully SOC 2 Type II and HIPAA compliant
RESOURCES

See how Binkey helps merchants and issuers add value for customers.

Rx-Safety Boosts Cart Size by 15% with Binkey’s Vision Insurance Reimbursement Integration

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Lessons from Top-Performing eCommerce Health Stores

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Here’s How to Encourage Sales in Your Health & Wellness E-Commerce Store

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Avoid these 5 mistakes when running a health & wellness e-commerce store

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Attracting vision-insured shoppers to your out-of-network e-commerce store

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How to spend and withdraw from your health savings account (HSA)

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How businesses can simplify HSA payments and boost consumer spending

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The benefits of FSA cards in simplifying healthcare payments

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Boost revenue with FSA-eligible products already in your inventory

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CONTACT US

Unlock health benefits for your customers

Get in touch with our team today to see how Binkey can help you grow your business and delight your customers.

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